What You Need to Know About Filing a Claim Without Workers’ Comp
Texas is the only state allowing employers to choose whether they will provide workers’ comp or not. Employers without workers’ compensation are called non-subscribers and must report their lack of coverage to the state and notify employees.
An employer not covered by workers’ comp may risk personal injury lawsuits if the employees are injured at work or develop work-related diseases or illnesses.
Related: How to Sue an Employer for Unpaid Overtime
FAQs About Texas Statute of Limitations for Workers’ Comp Claims
Will I get reimbursed for benefits given to my employees before they receive workers’ comp?
If an employer pays benefits to an injured employee before a workers’ comp claim is approved, the insurance carrier may reimburse the employer. A full reimbursement is subject to a timely report of the injuries and the employer’s type and payments.
Do I have to keep an injured employee’s job open for their return to work?
The Texas Workers’ Compensation Act does not require an employer to hold a job open for an injured employee. However, the Division does encourage employers to provide a Return-to-Work program for employees.
Related: Texas Employment Law FAQs
What can I do if I disagree with a workers’ comp claim?
When employees receive workers’ comp, but the employer does not agree to the compensations, they must provide the insurance carrier with information supporting their position. An employer may also file a Contest of Compensability with the Division.
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If you or a loved one would like to learn more about Filing Claim Without Workers’ Compensation, get your free consultation with one of our Employment Attorneys today!