What You Need to Know About Suing After an Uber Car Accident in Georgia
If you have sustained an injury due to negligent driving from a ride-share app driver, you may receive some form of monetary compensation. Here is everything you need to know about suing an Uber after a car accident in Georgia.
In Georgia, drivers for Uber are accountable for an accident depending on the circumstances. In a car accident in Georgia, you may file a lawsuit against Uber, an Uber driver, or any other involved parties.
What to Do After an Uber Accident in Georgia
If you find yourself in an Uber accident that damages you, your vehicle, or your property, contact 911 to report the accident as soon as possible. Seek medical attention, if necessary, for bodily harm or psychological trauma. Take pictures of the state of the vehicles, the surrounding environment, or any sustained injuries.
Try to gather the contact information of those involved in the accident, especially if there is a need to reach out to them in the future for insurance purposes. Also, maintain a copy of your medical records to showcase any permanent damage.
Suing an Uber Driver in Georgia
After a car accident in Georgia, you may file a lawsuit against Uber, the Uber driver, or any other involved parties that may have caused the accident. A court may require you to present documentation proving the accident caused severe disruptions in your life. Documentation may include medical bills, absences from work, and other expenses.
If the car accident resulted from a different driver’s negligence, you must make a claim through an insurance provider.
Types of Insurances Covering an Uber Driver in Georgia
Personal Auto Insurance Policy
Even if the car has an Uber sticker, if they are not processing their rides through Uber, they are only covered by their personal auto insurance policy.
In Georgia, Personal Auto Insurance policies have a minimum of $25,000 in liability per person, $50,000 per accident, and an extra $25,000 for any other property damage.
Uber Contingency Policy
If the vehicle has not picked up any passengers, the accident must be covered by the driver’s auto insurance policy. Uber will provide an additional liability of up to $50,000 per person, $100,000 per accident, and a further $25,000 in property damage.
Uber Ride Share Liability Policy
In an Uber driver with an active trip and passengers, Uber’s full rideshare liability policy will cover an accident. This policy would cover up to $1 million in damages.
Suing Uber For a Car Accident in Georgia
If you sue Uber after a car accident in Georgia, they may compensate you directly without a lawsuit. Uber’s $1 million insurance policy will cover any damages you may have sustained. Even if the injury were the cause of the driver’s negligence, the claim and compensation would most likely go through Uber.
However, if the driver at fault is an external party, you may claim the damages through their insurance provider. Uber’s $1 million underinsured motorist coverage will apply if the driver’s insurance provider cannot cover your damages.
FAQs About Suing an Uber Driver After a Car Accident in Georgia:
If I was not a passenger in an Uber car accident, but was still injured, will Georgia entitle me to compensation?
Yes—Georgia will entitle you to compensation in an Uber accident even if you were not in the Uber.
What should I do if I was in an accident in an Uber in Georgia?
If you find yourself in an accident in Georgia during an Uber ride, make sure to
- Call 911 and seek medical attention as soon as possible
- Report the accident to the police
- Take pictures of all vehicles involved and of any sustained injuries
- Gather information about all involved parties
- Maintain your medical records or record of damages to property