What to Know About Whether Georgia Employers Must Provide Health Care Coverage
Understanding what rights Georgia employees are entitled to can be complicated. Here’s what to know about whether Georgia employers must provide health care coverage.
Small Georgia employers do not need to provide healthcare coverage to their employees. Under the Affordable Care Act for Employers, large employers in Georgia must provide health care coverage to employees.
Related: Georgia Minimum Wage FAQs
Affordable Care Act for Employers
The Affordable Care Act (ACA) mandates that all individuals have a minimum amount of health insurance. While no provisions of the ACA require that employers provide health care, the employer shared responsibility provision fines employers who do not offer health care at all or whose health care fails to meet minimum value and affordability standards.
The penalty for each month an employer fails to offer coverage is $2500 divided by 12 multiplied by the number of full-time employees.
In Georgia, companies with at least 50 full-time employees are required to provide health care coverage.
In Georgia, companies with less than 50 full-time employees are not required to provide healthcare to their employees.
FAQs About Whether Georgia Employers Must Provide Health Care Coverage
What is a Large Employer?
A large employer is an employer with 50 or more full-time employees.
What is a Full Time Employee?
In Georgia there is no state law that differentiates between full-time and part-time employees. For compliance with health care purposes, companies typically treat individuals working a minimum of 40 h/week as full time and less than that as part-time.